You can get a high ongoing rewards rate on all purchases. Another upside? The card has no sign-up bonus. Balance Transfers do not earn cash back. Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance including balance transfers by the due date each month. Every purchase is rounded up to the next 10 points. The rewards earning system is rather complicated, and rewards redemption isn't as straightforward as cash back.
If you spend a lot on groceries and gas, in particular, you can find more lucrative options. And it can be used anywhere, not just at Costco. The card charges no foreign transaction fee, so it's a good travel companion.
The card offers no sign-up bonus, and cardholders are limited in how and when they can redeem their rewards. You receive a rewards certificate once a year in your February billing statement. Other store cards can offer better incentives for shopping specifically with that retailer.
Discover one of Citi's best cash back rewards cards designed exclusively for Costco members. No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases. Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U. Costco warehouses, including Puerto Rico. Click the card name to read our review. And unlike competitors, there's no activation schedule or bonus calendar to keep track of.
Read our review. Our pick for: Cash back. Our pick for: Travel. There's a solid sign-up bonus as well. It doesn't charge an annual fee, late fees or penalty APRs either. Its balance transfer fee is on the high side, though. Our pick for: Balance transfers. But the balance transfer fee is pricey.
Share your feedback. Send feedback to the editorial team. Rate this Article. Thank You for your feedback! Something went wrong. Please try again later. Find the Best Credit Card. Trending Credit Card Reviews. Recommended Reading. You May Also Like. Designed for businesses with over a million dollars in annual sales, the offers a fairly standard set of perks those paying a could expect.
The card e The is a mid-tier premium credit card offering bonus rewards on travel and restaurants. Overall, rewards are similar to other mid-tier premium credit The , from our partner, Citi, is a good choice for anyone who wants to earn miles in the AAdvantage program and score some basic perks, like preferred Extra, Extra!
It can be rough sailing to find a credit card that earns decent cash-back rewards if you just have average credit. But members of Navy Federal Credit For those whose credit may not qualify them for a top-of-the-line rewards card, the may be a palatable alternative.
The card is designed for those wit Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.
We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available.
Justin Resuello Contributor. Chauncey Crail Contributor. Caroline Lupini Editor. The Forbes Advisor editorial team is independent and objective. Whether the card has a sign-up bonus, welcome offer or similar sign-up incentive and how much it adds to the card's overall value.
How the card's annual percentage rate APR compares with current averages as an indicator of cost and value. Whether the card charges a foreign transaction fee for international purchases and how the fee affects the card's overall value. Have more questions for our credit cards editors?
Feel free to send us an email , find us on Facebook , or Tweet us Bankrate. In the majority of cases, you'll need a credit score in the good to excellent range. You should check your credit score and compare it with recommended score ranges to give yourself an idea of the credit cards you have the best chance to qualify for.
Consumers with FICO Scores of and above excellent credit will have the best chance at qualifying for Citi's most valuable credit cards. Citi Entertainment , formerly known as Citi Private Pass, allows cardholders special access to buy tickets, including presale and VIP tickets, for thousands of events each year.
Though many of these events have been put on hold, those interested in concerts, sporting events, dining experiences and other live entertainment will appreciate the advantage given by Citi Entertainment as things begin to reopen. In the meantime, Citi has made access to safe options such as drive-in movies and virtual entertainment available to cardholders. The program is available for any cardholder with a CitiBank credit card displaying a Visa, Mastercard or American Express logo, or any CitiBank debit card that has the Mastercard logo.
Redeeming is straightforward — your Citi card number is verified either at the time of purchase or at the event. To get all the details, read the terms and conditions at citientertainment. One of the more aspects of Citi Entertainment is how family-friendly the program has become. Programs from other issuers tend toward luxurious experiences and nightlife.
Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty.
The offers that appear on this site are from companies from which Bankrate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site.
Why choose a Citi credit card? Pros and cons Who should get a Citi card? How to choose the right card for you Frequently asked questions. Apply now On Citi's secure site. Terms Apply. Rewards rate. Intro bonus. Annual fee. Regular APR. Recommended credit. Good to Excellent - Credit score. Pros The 10 bonus-eligible categories cover common expenses, including select travel, restaurants, grocery stores and live entertainment. The card charges a 3 percent foreign transaction fee. After that, the variable APR will be No rotating bonus categories to sign up for — as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
Pros The promotional APR period on balance transfers is among the longest on the market. They will, however, still harm your credit score. Cons The card lacks traditional rewards, which eats into its long-term value.
After that the variable APR will be Balance transfers must be completed within 4 months of account opening. Bankrate's View The Double Cash Card is one of the top tier flat-rate cash back cards on the market right now. Depending on your spending habits, you could earn more rewards with a bonus category cash back card. To earn cash back, pay at least the minimum due on time.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance including balance transfers by the due date each month. Citi Flex Plan offers are made available at Citi's discretion. If your credit is good to excellent, you could potentially qualify for a low standard APR. The card is light on perks outside of its base rewards program.
Pros The card currently touts a lucrative sign-up bonus. Citi has a robust list of travel partners you can transfer points to. The card carries few shopping or travel protections. No Credit History Credit score.
Bankrate's View A secured card requires a security deposit, which will then become your credit line. The card charges no annual fee, which is particularly notable for a secured credit card. Cons The standard APR variable
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